Terms and Conditions

Course Content Licence and Terms and Conditions of Use

ATTENTION: This legal notice applies to the entire contents of the training course named "Financial Game" (course) hosted on the Microsoft, Apple and Google Stores. Please read these terms carefully before accessing the course. Accessing the course indicates that you accept these terms. If you do not accept these terms, you must not access the course. This notice is issued by T H Consulting Ltd. (we, us).

1. Owner of the Course

The course is owned and prepared by T H consulting Group Ltd, Company Number: 02527637 (England and Wales), whose registered office is at: 173 Kingsmills Road, Wrexham, LL13 0NS.
The course is downloaded from Apple and Google Stores. When you obtain free access or buy the download(s) to a course, you are entering into a contract with us, which is why you have to accept these terms and conditions before you can use the course. Any course access fees you pay are collected by Apple or Google Stores on our behalf.

2. Licence to use the Courses

In return for you downloading for free or paying the course download fee, we grant you a non-exclusive licence to access and use the course upon the following terms and conditions. We may terminate this licence at any time without notice.

We reserve the right to change these terms of use by posting any changes on the website. The new terms will be effective immediately they are posted.

By accessing or using any part of the course, you shall be deemed to have accepted this legal notice in full. If you do not accept this legal notice in full, you must leave the course immediately.
We may revise this legal notice at any time by updating this posting. You should check this Website from time to time to review the then current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages of the course.
If you breach any of the terms in this legal notice, your permission to access and use the course automatically terminates and you must immediately destroy any downloaded or printed extracts.

3. Content of the Website

Unless otherwise indicated, the course contains material which is owned by or licensed to us. This material includes, but is not limited to, the text, ideas, concept, design, layout, look, appearance and graphics of the course and also, names, logos, trade marks and service marks. The content is protected by intellectual property laws including, but not limited to, trade mark and copyright.

All trademarks reproduced in the course, which are not the property of, or licensed to us, are acknowledged on the website.

You may view, use, download and store the material on this course for personal, learning and research use only. Commercial re-use is not permitted. The re-distribution, re-publication, or otherwise making available of the material on the course to third parties without our prior written consent is prohibited.

Unauthorised use of the course may give rise to a claim for damages and/or be a criminal offence.
Any rights not expressly granted herein are reserved.

4. Accuracy of Information / Course Content

Please note that responsibility for the course content remains with us as the course provider. Apple and Google Stores, as providers of a portal, do not check the content of the courses and nor would it be reasonable for them to do so. In the event that you think that any course contains content which is illegal, defamatory, or potentially harmful to health, please notify us, as your contract is with us.
The content of the Financial Game is regarded as suitable for young people.
All information in the course is given in good faith and for general information and interest only. It is subject to change without notice. We are not responsible for any inaccuracies and (except as set out in paragraph 6 below) make no representation and give no warranty as to its accuracy.
The information in the course should not be relied on and does not constitute any form of advice or recommendation. By accessing and using the course you confirm that you have not relied on, and do not intend to rely on any such information.

5. Privacy Policy

This section informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

Information Collection And Use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name ("Personal Information").

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data").

This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyse the data.


We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information from Rotary Great Britain and Ireland or T H Consulting Group Ltd. which is relevant to the Financial Game.


Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies may be sent to your browser from a web site and stored on your computer's hard drive.

Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Changes To This Privacy Policy

This Privacy Policy is effective as of 1 April 2017 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy, please contact us.

6. Linking to/from other Websites

The course may contain links to other websites. We accept no responsibility or liability for the content of other websites which are not under our strict control. Any link is not intended to be, nor should be construed as, an endorsement of any kind by us of that other website.

You may not create a link to the course from another website or document without our prior written consent.

7. Liability

While we endeavour to ensure that the information on the course is correct to the best of our professional knowledge, we do not warrant the accuracy and completeness of the material on the course. We may make changes to the material on the course, at any time without notice. The material on the course may from time to time be out of date, and we make no commitment to update such material as soon as it becomes out of date.
The material on the course is provided "as is", without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with access to the course on the basis that we exclude all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for this legal notice might have effect in relation to this website.

Except as set out in the paragraph below, we will be under no liability to you whatsoever whether in contract, tort (including negligence), breach of statutory duty, restitution or otherwise for any injury, damage or direct, indirect or consequential loss (all three of which terms include, without limitation, pure economic loss, loss of profits, loss of business, depletion of goodwill and like loss) howsoever caused arising out of or in connection with accessing, downloading or relying on any information or other materials contained in the course.

These terms and conditions do not exclude our liability (if any) to you for personal injury or death resulting from our negligence, for fraud or for any matter which it would be illegal for us to exclude or to attempt to exclude our liability (for example to the extent that it would breach the Unfair Terms in Consumer Contracts Regulations 1999 or Distance Selling Regulations 2000).

8. Complete Agreement

These terms and conditions contain all the terms which you and we have agreed in relation to access to and use of the course.

9. Jurisdiction and acceptance of these terms and conditions

The formation, existence, construction, performance, validity in all aspects whatsoever of these terms and conditions or of any term of these terms and conditions or any dispute in relation to the materials contained in this website shall be governed by English law. The English courts shall have exclusive jurisdiction to settle any disputes which may arise out of or in connection with these terms and conditions or access to or use of the course.

Your continued access to or use of the course indicates your acceptance of these terms and conditions.